Check Your Eligibility — Second Charge Loans

See what could be possible

For UK homeowners — borrowing secured against your own property

Takes about 2 minutes · Won’t affect your credit score · No obligation

11% complete

Do you own the property you'd be borrowing against?

A second charge loan is secured against a property you own — it isn't a personal or unsecured loan.

You’ll need to own a UK property worth at least £100,000 and want to borrow £15,000 or more — this is borrowing secured against your home, not a personal loan.